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The Future of Credit Scores and How to Stay Ahead of the Curve

How To Stay Ahead Of The Game While Credit Scores Evolve It seems that in order to live the American dream, you need to be super rich or gave a great credit score. Most people have ups and downs with their finances over their lives. This can lead to a less-than-perfect credit score that can …

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5 Reasons Why You Should Review Your Credit Report Monthly

Many people tend to lead hectic and busy lives, without paying attention to what their credit history could mean for them. Eventually, when it’s time to apply for a mortgage or a new or used car financing, that’s when the contents of your credit report suddenly becomes important. Many of us admit the importance of …

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Why I Love Dave Ramsey, But I Still Love Credit Cards

There I was. 18 years old. And I didn’t have a clue. I didn’t realize that some people were actually debt-free. I thought a car payment was just another bill. I mean, everyone has a car payment, right? I thought credit cards were a way of life. I never noticed adults using cash. Only cards. Enter: …

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Dave Ramsey Shouldn’t Be Teaching Finance Volume 2!

To be honest I’m not the type of person that really likes to rag on people and their ideas. So, when I was presented the opportunity to write this series, I was naturally a bit concerned if it was a good idea or not. However, I agreed and wrote the first post based on a …

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Why Dave Ramsey Ideas on Credit Are Crazy

Have you heard of Dave Ramsey? Of course you have. He’s a well known personal finance expert with a following that I could only dream of. However, I’d also like to point out that the man is absolutely crazy. OK, so maybe I’m being a little harsh, but I think it’s justified. So, today is …

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