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4 Critical Things to Know About 401k Vesting Schedules

What is a 401k? A 401k is an employer-sponsored retirement account where employees can contribute a set amount or a percentage of their wages into an investment account which can then be used later for retirement. The investment options will vary based on the employer, but will typically include a range of mutual funds or …

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Review of A Random Walk Down Wall Street (by Burton G Malkiel)

Depending on who you ask, Burton G Malkiel classic investing book should be the first on the list of any ambitious investor. Having devoured the first edition in college, I decided to tackle the revised and updated edition (released in 2015) and remind myself why this book still sticks in my mind to this day. …

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Investing Tips From Warren Buffett

We all know who Warren Buffett is. He’s one of the most successful investors that has ever lived. At the end of the day, if we want to become successful, one of the best moves that we can make is follow others that already have. So, if you want to be successful in the world of investing, …

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How An Expense Ratio Is Robbing You Daily

Investing in mutual funds and exchange traded funds are great ways for smaller investors to begin investing in the stock market. They are also a great way for people without a lot of money to invest in the stock market. But they have an ugly secret, an expense ratio. While on the surface you might …

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How to Use the 4% Rule to Thrive in Retirement

Look at most any magazine or news story related to your money and retirement, and you are going to see outrageously high numbers for what your nest egg should look like. And there is value in knowing that you need to save for retirement, but if the goal is not attainable some people might give …

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