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5 Ways Convenience Hurts Your Latte Factor

“What? How on earth can convenience hurt me in any way,” you ask? Actually, it can do so in at least five ways, as you’ll see from this post on how taking shortcuts can hurt your latte factor. Leaving Power Drainers On In the month of Earth Day, it’s suitable to turn to energy use …

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Using Financial Calculators to Gain Control of Your Finances

In the old days, if you wanted to figure out how you were doing financially, you had to sit down with a pen, paper, and a calculator and do some math. But as technology has advanced and more people took an interest in their finances, more and more financial calculators began to pop up. Today, …

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Passive Saving as an Alternative to Frugality

In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s because it is possible for most people to achieve a balanced budget without having to live like an ascetic. That’s why I tend …

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The Art of Saving – A Basic Guide to Saving Money

We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve serious sacrifices. However, it sometimes takes attention and persistence and our monthly income will look much …

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Your Retirement, Saved (In Under 10 Minutes)

Does retirement scare you? You’re not alone. According to the National Institute on Retirement Security, 51% of Americans are concerned that the COVID-19 pandemic has impacted their ability to save for retirement. Most people who are old enough to retire don’t even have enough saved to pay for 3 years of groceries, let alone cover …

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