LifeLock has been around for a long time, and I’m sure that everyone has seen their commercials on TV at least once. In a time that has become increasingly dependent on technology, it leaves people more susceptible to identity theft. Everything from fraudulent credit card charges to people applying for loans in your name can severely damage your credit history and your reputation. LifeLock gives consumers the solution to keep their identity safe by notifying their customers when something suspicious comes up in your name.
LifeLock has a sophisticated monitoring and alert system that guards your personal information, and it scans the black market for any illegal buying or selling that is done in your name. Once something is detected, it responds as quickly as possible. They will also monitor your credit score, and they will give you a $1 million guarantee if something anomalous shows up on your credit report.
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What LifeLock Monitors
LifeLock actively monitors any public records to see if there is a misuse of your identity. It will check the black market for any criminal activity, which allows them to catch anyone who is using your identity to apply for different forms of credit. These can include:
- Auto loans
- Mortgage loans
- Utilities
- Retail credit cards
- Wireless services
- Other credit cards
Once something has been detected, LifeLock will contact you and send out an alert to verify the legitimacy of the application. They will monitor your bank accounts for any unauthorized transactions, and they will notify you if something suspicious does occur.
They will check to see if:
- Any new accounts have been added in your name.
- Any new members have been added to existing accounts.
If any of these activities occur, LifeLock will send out an alert to make sure it is legitimate.
LifeLock will also monitor any of your personal information, such as your:
- Social security number
- Address
- E-mail addresses
- Telephone numbers
- Driver’s license
These are major sources of identity theft, so it’s important to be vigilant about anything that has this information. LifeLock will also request that your name gets removed from any pre-approved credit card offers, which are also major sources of identity theft.
How LifeLock Protects You
If you become the victim of identity theft and fraud, LifeLock will hire a team of professionals to help you recover what was taken from you. LifeLock can also help you if you lose your wallet or if it gets stolen. They can help you cancel your credit cards, and they can help you resolve any issues related to any case of identity theft.
LifeLock will also give you a list of registered sex offenders in your neighborhood, which can be an advantage if you have children or other minors living in your home. And did I mention that they will also protect the identity of your children as well? In fact, studies have shown that children’s identities are stolen 30-50% more often than those of adults.
Final Thoughts
When it comes to identity theft protection, LifeLock has all the bases covered. Not only does it monitor your bank accounts, credit cards, and credit report, it will also check the black market for any illegal activity going on in your name. Whenever someone applies for a line of credit in your name, they will send out alerts to make sure it’s legitimate. This can be a tremendous asset, as it will keep your good name from being ruined by someone who is up to no good.
LifeLock will even monitor your personal information, which is a major source of identity theft. Anything from your driver’s license number to your e-mail addresses and phone numbers can be used as a means to infiltrate sensitive financial information.
What do you think about LifeLock? Feel free to post your answers in the comment section below.
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