We all know that your credit score can be like an albatross hanging around your neck, as it can serve as a painful reminder of any financial mistakes you have made in the past. Not only can it limit your options in life, but it can also prevent you from taking out a loan when …

How Credit Score Affects Interest Rates on a LendingClub Loan Read More »

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Based in San Francisco, LendingClub is one of the largest peer-to-peer lending platforms in the world, and it was one of the first companies to offer both securities and loan trading. It started out as one of the first apps offered on Facebook, and it has grown tremendously since then. In recent years, it has …

LendingClub: A Reliable Platform for the Small Business Owner Read More »

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Good Credit Info’s LendingClub Review LendingClub in a Nutshell LendingClub is America’s most recognizable name in Peer to Peer (P2P) borrowing. American P2P has had some difficult early years, but the basic concept – people lending money to other people online, at great rates, with lots of safety measures – is stellar. LendingClub has pioneered this …

Our LendingClub Review (A Must Read Before Borrowing or Investing) Read More »

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Ever since the Great Recession of 2007, many banks have closed their doors on small business loans, as higher costs and more government regulation have made it less profitable for them. Even businesses that are considered to be “financially healthy” are being turned down. This has made it harder for business owners to get the …

Getting Small Business Capital from LendingClub Read More »

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Since the rise of peer-to-peer lending, banks have tried to scare people out of participating in these alternative programs. They want to convince people that the safest way to borrow money is through them, but is it really working? Some say that the Great Recession of 2007 was caused by excessive de-regulation mixed with a …

Peer-to-Peer Lending as an Alternative to a Bank Loan Read More »

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