Category : Retirement

Saving money and investing are the keys to growing your net worth. However, it can be tricky to know how much you should save—and by what age. And in case it isn’t obvious, we can only give br..

For those of us looking for a convenient way to plan for retirement, modern age technology is becoming more crucial to how we do so. User-friendly websites and easy-to-use apps appear to be ten-a-penn..

Profiting from real estate as part of a short-term or a long-term investment strategy (for example, to complement your retirement plan) is a common goal for many investors. The flexibility of real est..

There are several options available to you when it comes to taking care of personal finance for when you retire, especially if early retirement is the plan. For example, you can choose to use a tradit..

  Congratulations!  Landing on this page means that you are likely planning your retirement. While it might sound like an ordinary thing to do, most people don’t pay nearly as mu..

Look at most any magazine or news story related to your money and retirement, and you are going to see outrageously high numbers for what your nest egg should look like. And there is value in knowing ..

  Most everyone knows about a 401k plan. It is a typical benefit employers provide to help their employees save for retirement. While there are many benefits to investing in a 401k plan, there ar..

If you’re like the majority of Americans, you understand the importance of investing your money, but you don’t know where to put your money. Most people who do investment end up putting all their ..

There is a new study out from money manager United Income regarding the recent wealth of American retirees.  The study finds that while the country’s retirees may be trending both healthier and wea..

Before the turn of the 21st century, it was common for companies to offer their employees a pension. This pension system worked by shifting the burden of saving for retirement onto the employer instea..

Have you ever heard of the term “torpedo stocks”? If you’re currently saving for retirement by buying stocks, this is a term that you should definitely be familiar with. In my last article on Mo..

If you’re just starting to invest for retirement, you may be making a big mistake without even realizing it. For decades, the industry drumbeat has been that stock investing is extremely challenging..

As an investor, you have many different accounts that you can use to invest your money in. And each of these different accounts has its own advantages and disadvantages. But there is one account that ..

Once you’ve started your career and are bringing home regular paychecks, it’s time to start thinking about investing. The sooner you start putting money away for the future, the sooner you’ll re..

As we journey through our working years, we typically have two major financial goals: To provide for ourselves during those working years, and to set aside some money for after we retire. The budgetin..

Most people are notoriously bad at saving for their retirement. In fact, over 45% of people have nothing saved for retirement. Despite the fact that the sooner you start saving the less you will need ..

There are two main schools of thought when it comes to retiring and drawing down the money from an investment portfolio. One common practice is called the four percent safe withdrawal rate. The other,..

Since the first 401k became available as part of The Revenue Act of 1978 they have become a mainstay in retirement planning. While most people are familiar with the 401k plan, many people struggle wit..

A real estate investment partnership can work wonders, or it can be a nightmare. The challenge is finding the right investment partner. Find a real estate partner and there is a likelihood that you ca..

It’s one of the most strongly recommended pieces of advice when it comes to early retirement strategies: You need to pay off your mortgage as soon as possible and become debt-free. While the benefit..

People Are Living Longer According to estimates published by the Office for National Statistics the average life expectancy for newborn girls is on course to reach just under 97 years and four month..

Tax season is behind us, and millions of Americans are anxiously awaiting their tax refunds. According to the IRS, 70 percent of filers get a refund and the average 2016 refund was $2,860. Whether you..

When I first started looking at planning for retirement and following personal finance blogs, I came upon the concepts of early retirement and the 4 percent “safe withdrawal rate.” I wonde..

This is a post from Pauline of InvestmentZen.com Sometimes, there seems like there is not enough money to do it all. Save for the next holidays, for a new car, to buy a house, send the kids to college..