Net Worth by Age: Are You Saving Enough?

Net Worth by Age: Are You Saving Enough?

February 17, 2021February 17, 2021

Saving money and investing are the keys to growing your net worth. However, it can be tricky to know how much you should save—and by what age. And in case it isn’t obvious, we can only give br..

Why Blooom Can be the Answer to Your Retirement Woes

Why Blooom Can be the Answer to Your Retirement Woes

March 27, 2020March 27, 2020

For those of us looking for a convenient way to plan for retirement, modern age technology is becoming more crucial to how we do so. User-friendly websites and easy-to-use apps appear to be ten-a-penn..

How to Buy and Hold Real Estate

How to Buy and Hold Real Estate

August 27, 2019August 27, 2019

Profiting from real estate as part of a short-term or a long-term investment strategy (for example, to complement your retirement plan) is a common goal for many investors. The flexibility of real est..

Roth IRA Conversion Ladder for Early Retirees: Decoded

Roth IRA Conversion Ladder for Early Retirees: Decoded

August 7, 2019August 7, 2019

There are several options available to you when it comes to taking care of personal finance for when you retire, especially if early retirement is the plan. For example, you can choose to use a tradit..

Traditional IRA vs. Roth IRA vs. 401k

Traditional IRA vs. Roth IRA vs. 401k

June 11, 2019June 11, 2019

  Congratulations!  Landing on this page means that you are likely planning your retirement. While it might sound like an ordinary thing to do, most people don’t pay nearly as mu..

How to Use the 4% Rule to Thrive in Retirement

How to Use the 4% Rule to Thrive in Retirement

October 19, 2018October 19, 2018

Look at most any magazine or news story related to your money and retirement, and you are going to see outrageously high numbers for what your nest egg should look like. And there is value in knowing ..

Why a Roth 401K Plan Makes Sense For You

Why a Roth 401K Plan Makes Sense For You

September 11, 2018September 11, 2018

  Most everyone knows about a 401k plan. It is a typical benefit employers provide to help their employees save for retirement. While there are many benefits to investing in a 401k plan, there ar..

5 Investments to Diversify Your Retirement Portfolio

5 Investments to Diversify Your Retirement Portfolio

July 20, 2018July 20, 2018

If you’re like the majority of Americans, you understand the importance of investing your money, but you don’t know where to put your money. Most people who do investment end up putting all their ..

Amount of Millionaire Retirees Continues to Increase

Amount of Millionaire Retirees Continues to Increase

May 4, 2018May 4, 2018

There is a new study out from money manager United Income regarding the recent wealth of American retirees.  The study finds that while the country’s retirees may be trending both healthier and wea..

The Link Between Retirement and Investing

The Link Between Retirement and Investing

March 21, 2018March 21, 2018

Before the turn of the 21st century, it was common for companies to offer their employees a pension. This pension system worked by shifting the burden of saving for retirement onto the employer instea..

Value Investing Offers the Biggest Bang for Your Retirement Buck

Value Investing Offers the Biggest Bang for Your Retirement Buck

March 9, 2018March 9, 2018

Have you ever heard of the term “torpedo stocks”? If you’re currently saving for retirement by buying stocks, this is a term that you should definitely be familiar with. In my last article on Mo..

How to Invest your Retirement Savings

How to Invest your Retirement Savings

February 19, 2018February 19, 2018

If you’re just starting to invest for retirement, you may be making a big mistake without even realizing it. For decades, the industry drumbeat has been that stock investing is extremely challenging..

Why Your 401(k) Plan Is Your Most Powerful Investment Account

Why Your 401(k) Plan Is Your Most Powerful Investment Account

January 16, 2018January 16, 2018

As an investor, you have many different accounts that you can use to invest your money in. And each of these different accounts has its own advantages and disadvantages. But there is one account that ..

Here’s What Young Professionals Need to Know About Investing

Here’s What Young Professionals Need to Know About Investing

November 16, 2017November 16, 2017

Once you’ve started your career and are bringing home regular paychecks, it’s time to start thinking about investing. The sooner you start putting money away for the future, the sooner you’ll re..

Making Financial Plans for Retirement

Making Financial Plans for Retirement

October 31, 2017October 31, 2017

As we journey through our working years, we typically have two major financial goals: To provide for ourselves during those working years, and to set aside some money for after we retire. The budgetin..

3 Reasons Why You Should Be Maximizing Your IRA Contributions

3 Reasons Why You Should Be Maximizing Your IRA Contributions

October 19, 2017October 19, 2017

Most people are notoriously bad at saving for their retirement. In fact, over 45% of people have nothing saved for retirement. Despite the fact that the sooner you start saving the less you will need ..

How to Handle Retirement Withdrawals

How to Handle Retirement Withdrawals

October 6, 2017October 6, 2017

There are two main schools of thought when it comes to retiring and drawing down the money from an investment portfolio. One common practice is called the four percent safe withdrawal rate. The other,..

Understanding 401k Plans

Understanding 401k Plans

September 19, 2017September 19, 2017

Since the first 401k became available as part of The Revenue Act of 1978 they have become a mainstay in retirement planning. While most people are familiar with the 401k plan, many people struggle wit..

How Do You Find Partners to Invest in Real Estate?

How Do You Find Partners to Invest in Real Estate?

August 24, 2017August 24, 2017

A real estate investment partnership can work wonders, or it can be a nightmare. The challenge is finding the right investment partner. Find a real estate partner and there is a likelihood that you ca..

How Paying Off Your Mortgage Early Helps You Retire Sooner

How Paying Off Your Mortgage Early Helps You Retire Sooner

July 28, 2017July 28, 2017

It’s one of the most strongly recommended pieces of advice when it comes to early retirement strategies: You need to pay off your mortgage as soon as possible and become debt-free. While the benefit..

Retirement Planning for an Older Population

Retirement Planning for an Older Population

July 8, 2017July 8, 2017

People Are Living Longer According to estimates published by the Office for National Statistics the average life expectancy for newborn girls is on course to reach just under 97 years and four month..

3 Ways to Invest Your Tax Return

3 Ways to Invest Your Tax Return

May 18, 2017May 18, 2017

Tax season is behind us, and millions of Americans are anxiously awaiting their tax refunds. According to the IRS, 70 percent of filers get a refund and the average 2016 refund was $2,860. Whether you..

How Dividends Impact the 4 Percent Safe Withdrawal Rate

How Dividends Impact the 4 Percent Safe Withdrawal Rate

April 16, 2017April 16, 2017

When I first started looking at planning for retirement and following personal finance blogs, I came upon the concepts of early retirement and the 4 percent “safe withdrawal rate.” I wonde..

Be Smart with Your Retirement: 4 Ways to Boost Your Nest Egg

Be Smart with Your Retirement: 4 Ways to Boost Your Nest Egg

March 14, 2017March 14, 2017

This is a post from Pauline of InvestmentZen.com Sometimes, there seems like there is not enough money to do it all. Save for the next holidays, for a new car, to buy a house, send the kids to college..